Fix: Navy Federal direct deposit not showing

Is Navy Federal direct deposit not showing up for you?

Are you wondering if there is an issue with your NFCU direct deposit?

Here, you can check out why you are facing this issue, along with some other essential details.

So, if you are ready, let us start without further ado.

Why is Navy Federal direct deposit not showing

Short Answer: Navy Federal direct deposit is not showing because you submitted the wrong depositor details, there are issues with NFCU services and the app, or the direct deposit arrival is delayed.

There could be many issues why NFCU direct deposit is not showing on the app or the website. Whatever the problem, in this post, we have discussed the ways to fix this issue.

Fix: Navy Federal direct deposit not showing

Now, let’s see the methods to fix this problem.

1. Wait for the delayed funds

Well, if your Navy Federal direct deposit is not showing on your account, chances are that your direct deposit has been delayed. And you don’t have to worry about that. Direct deposit getting delayed is one of the most common issues that almost everyone has faced.

And if you are new users, you should be aware of the fact that sometimes the direct deposit might arrive after a day or two.

This generally happens when the employer processes the payment on a federal holiday. You may already be aware that payments made on weekends arrive 2 to 3 days later. It is because of the fact that ACH transactions are processed on business days only.

Similarly, if the employer issued the direct deposit on a bank holiday, you will receive it after 2 to 3 days.

2. Check if employer issued the paycheck

One of the very common reasons why Navy Federal direct deposit is not showing in your account is because it has not been issued yet. Your employer has to issue the payment on their end for you to receive them.

Yes, the direct deposit takes a few days to show up on your account finally. But, you need to be sure if your company has issued the payment.

And if your direct deposit is arriving late, you will see it listed as “pending”. This ensures that the employer has issued the payment. You may even contact your employer asking about your paycheck.

3. Re-enroll to Navy Federal direct deposit services

We are expecting that you have already checked and confirmed that your NF direct deposit is not delayed and your employer has issued the payment. Well, if the deposits are not delayed, it is possible that you might have submitted the wrong employer detail while enrolling on NF direct deposit services.

While enrolling for the services, you are asked for different details about your employer and the company. Always make sure to enter the details correctly to enrol yourself for the services and receive direct deposit in your Navy Federal account.

If you are eligible and already have an account on Navy Federal, you can download this form, fill it out, and submit it to enrol for the direct deposit services.

4. Check Navy Federal server status

Before a couple of days, you will see your direct deposit tagged as ‘pending’ on your account. You can use the official Navy Federal or log in to the official Navy Federal website to check the status of your direct deposit.

But, if the employer has issued your payment and it is not delayed, then it is possible that there are issues with the NF mobile app and the official website.

Sometimes, even if you have received the direct deposit, you may not see the exact status of your direct deposit because of the server problem, which also causes issues in the app. Even if you can use the app normally for other services, you might find it hard to check the status.

Since there is nothing you can do, all you can do is wait for the services to work properly again. One thing that you should do is to check the server status on third-party platforms like – and

5. Contact Navy Federal support

If you are having trouble finding out the exact problem and its solution, we would recommend contacting the Navy Federal support team.

You can call Navy Federal support at 1-888-842-6328.

If you face trouble in establishing contact through a phone call, you can contact the official Navy Federal Twitter handle for any assistance.

Navy Federal direct deposit time

Navy Federal direct deposit time is 12 am Central Time. You will first see the direct deposit as ‘pending’ 2 to 3 business days before the pay day. The payment is then processed by the bank, and you will finally receive the direct deposit in your bank account.


1. Navy Federal direct deposit issues today

The very common Navy Federal direct deposit issues could be the unstable internet connection, server problem from NF’s side.

2. What time does Navy Federal direct deposit hit?

Navy Federal direct deposit hit at midnight central time before the actual payday. Where you will have your direct deposit tagged as ‘pending’ 2 – 3 business days before the actual payday.


And that’s pretty much it, gents and ladies.

In this post, we first discussed the reasons why Navy Federal direct deposit is not showing on the app or the website. And later, we talked about the methods to fix issues with Navy Federal direct deposit.