Does Western Union accept American Express

Do you want to pay Western Union with your credit card and wondering whether WU accepts credit cards or not?

Does Western Union accept American Express or not?

If you are searching for these queries, you have landed on the right page.

Here, we have explained all you need to know about payment methods that Western Union accepts and which they don’t.

So, let’s get started.

The Western Union Company is an American multinational financial services company that offers 550,000 locations in over 200 countries and territories to send and receive money safely.

The best part is that you can transfer funds internationally and domestically using Western Union. 

Transferring funds with cash is the specialty of WU. However, you can also use credit cards and debit cards as well as other payment methods to transfer funds with Western Union.

Let’s have a look in detail at the payment methods of Western Union.

Does Western Union accept credit cards

Yes, Western Union accepts credit cards as a payment method.

However, not all credit cards are accepted by Western Union. For example, you will not be able to use the American Express credits.

Note: Using credit cards on Western Union may be counted as a cash advance, including other charges or taxes.

So, before using the credit cards with Western Union, confirm with your credit card issuer whether the payments with WU are counted as a cash advance or not.

Does Western Union accept American Express

No, Western Union does not accept American Express cards either online, over the phone, or in person. 

As per the Western Union blog post, American Express is not listed as a payment method for any type of transaction.

Does Western Union accept American Express

What forms of payment does Western Union accept?

Western Union accepts Visa, MasterCard, and Discover credit cards on the web on and mobile applications.

However, Western Union only supports Visa and Mastercard credit cards for money transfers over the phone. At the same time, the American Express and Discover payment cards are not accepted for Telephone money transfers.

Well, do note that money transfer via credit cards to Western Union can be counted as a cash advance by your credit card company along with the other charges or taxes.

Cash advance usually comes with very high-interest rates, which can make the transaction to Western Union very costly. So, before transferring money to WU, confirm with your credit card provider whether the payment to WU is considered a cash advance or not.

Western Union also accepts in-person, phone, and online payments made with debit cards issued by U.S. banks or funds transferred directly from your bank account.

You can also use the online payment portal ‘Speedpay’ to transfer funds to Western Union.

Moreover, you can use cash when making Western Union payments in person.

So, Western Union accepts:

  • Debit cards
  • Credit cards (not all)
  • Cash Payments
  • In-person payments
  • Payment via ‘Speedpay’

Final Words

As a recap, Western Union does not accept American Express credit cards, but all other credit cards from Visa, Mastercard, and Discover are accepted. However, payments via credit cards to WU can be counted as cash advance.

So, that’s all for now folks. After reading this post, I hope you were able to know what forms of payment does Western Union accept and what it does not.

Thanks for reading the post. Don’t have a good day, have a great day!

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