Can you have 2 Klarna accounts

With its innovative payment methods and cutting-edge super app, Klarna, one of Europe’s biggest FinTechs and the top payment service provider and eCommerce platform, is quickly gaining customer engagement and setting new benchmarks.

You’ve found the perfect spot if you’re curious about the feasibility of having several Klarna accounts.

You’ll find out whether having two Klarna accounts is acceptable. And we’ll assist you in making a brand new account, too.

Can you have 2 Klarna accounts?

Short Answer: You cannot have two Klarna accounts because it is impossible to sign up for two separate Klarna accounts with the same bank account information. However, you may sign up for a whole new account if you want to use a separate email address or add a new form of payment.


When it comes to applications that allow you to make a purchase immediately but pay for it later, Klarna is among the finest in the United States. The app’s finest feature is still the streamlined navigation and simple layout that makes it so user-friendly.

The Klarna app makes it simple to pay for goods and services at any store. You may use your newly created virtual card on major purchasing applications like Amazon with only a few clicks. A fresh set of data, including an email id, a fresh bank account, and other necessary information, will be needed if you truly require a new Klarna account.

It is not possible to create two Klarna accounts using the same email address, phone number, and bank account. If you already know the additional information needed, you may start making your new account right now.

How to create account on Klarna

If you want to utilize Klarna’s payment services, you have to be at least 18 years old. In addition to this, applicants are required to have a satisfactory credit score.

Klarna may do a mild inquiry into your credit history or a comprehensive investigation into your finances, including an evaluation of your capacity to make payments and a credit check, before approving your purchase.

While making a purchase through the Klarna app, you will be prompted to sign up for an account if you haven’t already done so before you begin shopping. A similar application may also be submitted at the time of purchase.

Follow these simple steps to sign up for Klarna:

  • Step 1: Get the app from the Google Play Store

The app may be downloaded from the Google Play Store. You may use it without spending a dime. Android and iOS users may get the software at no cost.

Get the app by going to the app store and looking for it. We recommend updating the app to its latest version from the relevant app store if you already have it installed.

  • Step 2: Choose your country of origin.

  • Step 3: Select the “Sign Up” button.

  • Step 4: Fill up the email field.

  • Step 5: Click on the “Confirm and Continue” button

Click on the “Confirm and Continue” button after entering the email address.

  • Step 6: Confirm your email address

Verifying the email address that you used to enroll with Klarna is a requirement that must be met before moving on to the subsequent stage. The email address you provided will be used to send you a verification code. Make a copy and paste it into the new tab.

  • Step 7: Once you’re finished, choose the “Submit” button.

Just type in your number here. If you want to add a new mobile number to your Klarna account, you’ll need to provide a verification code that you’ll get by text message. Input your personal information into the application form (your official first and last name, address, etc).

After you have finished exploring and adding products to your shopping basket, you may proceed to the following stages. Another option is to complete the whole application procedure first, and then go shopping.

Klarna app

The next step is establishing one’s credibility by proving one’s identity.

A valid passport, driving license, and/or health insurance card (Medicare, Medicaid, etc.) is required. There will also be a need for some supplementary information, such as a middle name. You can link your bank account with Klarna if offered the opportunity to do so. It’s possible that this is required for making a proper credit assessment.

The organization will only provide this opportunity if it is unable to get sufficient information about the applicant’s credit history through other means. It will be appropriate in other circumstances to connect a debit or credit card as a form of payment.

Select an appropriate authentication option for future logins once you have registered (Face ID, Pin, or Fingerprint). Get started with your purchase by selecting your preferred Klarna payment option (financing, pay now, pay in 30 days, pay in 3 or 4 installments).


1. Is there a limit to how many purchases I can make using Klarna?

With Klarna, you may make as many or as few purchases as you choose. A customer’s Klarna purchase may or may not be approved depending on the following criteria: Klarna payment and credit history, any Klarna-related open balances, or overdue orders.

2. How can I become eligible to use Klarna?

Preapproval for Klarna financing programs is sometimes available and does not need a rigorous credit inquiry. On the downside, applying for financing via Klarna often involves a credit check that triggers a hard draw on your credit record.


In a manner that no other app does, Klarna’s new super app consolidates all of your favorite online shopping destinations into one convenient location. However, it is unclear from Klarna’s terms of service whether or not maintaining several accounts is permitted.

It is feasible to use two distinct email addresses or phone numbers to create two separate Klarna accounts. This is the sole requirement. It is important to keep in mind that you cannot link the same bank account to 2 separate Klarna accounts.